canada.base64.sh Free tools for life in Canada
EN FR
FROM COAST TO COAST TO COAST

The everyday toolkit for life in Canada.

Taxes, housing, immigration, benefits and paperwork — calculators that know your province, run in your browser, and speak both official languages.

Quick picks: GST / HST / PST calculatorMortgage payment calculatorExpress Entry CRS calculatorIncome tax calculatorSIN validator
45free tools
7categories
13provinces & territories
2official languages
START HERE

Tools for where you are in life

Short paths through the tools for common Canadian milestones.

01 New to Canada Your first months: IDs, units, status and language.
  1. 1SIN validator→
  2. 2Metric ↔ imperial converter→
  3. 3PR residency obligation→
  4. 4CLB language converter→
  5. 5Phone number formatter→
02 Buying a home From savings to closing day.
  1. 1FHSA planner→
  2. 2Mortgage stress test→
  3. 3Mortgage payment calculator→
  4. 4CMHC insurance premium→
  5. 5Land transfer tax→
03 Tax season Before you file your return.
  1. 1Income tax calculator→
  2. 2RRSP tax savings→
  3. 3Capital gains tax→
  4. 4Charitable donation credit→
  5. 5GST / HST / PST calculator→
04 Planning retirement Public pensions and savings, side by side.
  1. 1CPP start-age comparison→
  2. 2OAS & GIS estimator→
  3. 3TFSA contribution room→
  4. 4RRSP tax savings→
BROWSE

What do you need help with?

Choose a category to filter the tools below
TOOLS

All tools, by category

45 tools shown

Tax & Income · 8 tools

Income tax, sales tax, paycheques, RRSP and TFSA.

Live ON rates Income tax calculator Federal + provincial tax, marginal and average rates. Open tool → Live ON rates GST / HST / PST calculator Add or remove sales tax for any province. Open tool → Live ON rates Paycheque calculator Net pay after tax, CPP and EI per pay period. Open tool → Live ON rates RRSP tax savings Refund estimate for an RRSP contribution. Open tool → Live TFSA contribution room Cumulative room from age and past contributions. Open tool → Live ON rates Capital gains tax Taxable gain and tax owed on a sale. Open tool → Live CPP & EI contributions Employee and employer premiums on a salary. Open tool → Live ON rates Charitable donation credit Federal and provincial credit on donations. Open tool →

Housing · 7 tools

Mortgages, CMHC insurance, land transfer tax, rent.

Live Mortgage payment calculator Canadian semi-annual compounding, any frequency. Open tool → Live CMHC insurance premium Default insurance by down-payment percentage. Open tool → Live ON rates Land transfer tax Provincial and municipal tax, first-buyer rebates. Open tool → Live Mortgage stress test Qualifying rate and maximum purchase price. Open tool → Live FHSA planner First Home Savings Account room and growth. Open tool → Live ON rates Rent increase checker Compare a proposed increase to the guideline. Open tool → Live Rent vs buy calculator Compare total cost of renting and owning. Open tool →

Immigration & Citizenship · 5 tools

Express Entry points, PR and citizenship day counts.

Live Express Entry CRS calculator Comprehensive Ranking System score breakdown. Open tool → Live Citizenship day counter Physical presence: 1,095 days in 5 years. Open tool → Live PR residency obligation Days in Canada: 730 days in any 5 years. Open tool → Live CLB language converter IELTS, CELPIP, TEF and TCF scores to CLB / NCLC. Open tool → Live Proof of funds checker Settlement funds needed by family size. Open tool →

Benefits & Pensions · 6 tools

CCB, GST/HST credit, OAS, GIS, CPP and EI.

Live Canada Child Benefit estimator Monthly CCB by family net income and children. Open tool → Live Groceries and Essentials Benefit Formerly the GST/HST credit: quarterly amount by income and household. Open tool → Live OAS & GIS estimator Old Age Security, clawback and GIS. Open tool → Live CPP start-age comparison Taking CPP at 60, 65 or 70. Open tool → Live EI benefits estimator Weekly EI benefit from insurable earnings. Open tool → Live Parental leave planner Standard vs extended EI parental benefits. Open tool →

Work & Business · 6 tools

Minimum wage, overtime, vacation and stat pay.

Live ON rates Minimum wage lookup Current general minimum wage by province. Open tool → Live ON rates Overtime pay calculator Provincial overtime thresholds and rates. Open tool → Live ON rates Vacation pay calculator Vacation pay by province and years of service. Open tool → Live ON rates Statutory holiday pay Public holiday pay by province. Open tool → Live ON rates Invoice with GST/HST Build an invoice total with the right tax lines. Open tool → Live ON rates Self-employed tax & CPP Both halves of CPP plus income tax on net earnings. Open tool →

Everyday & Weather · 6 tools

Metric ↔ imperial, wind chill, holidays, fuel.

Live Metric ↔ imperial converter cm/ft, kg/lb, km/mi, °C/°F in one place. Open tool → Live Wind chill & humidex Environment Canada feels-like temperatures. Open tool → Live ON rates Statutory holidays calendar Holidays for your province this year. Open tool → Live Fuel cost calculator Trip cost from L/100 km and price per litre. Open tool → Live Tip calculator Tip on pre-tax or after-tax amount, split bills. Open tool → Live Time zone converter Pacific to Newfoundland, all six zones. Open tool →

IDs & Formats · 7 tools

SIN, postal codes, bank numbers, phone formats.

Live SIN validator Checks a Social Insurance Number with Luhn. Open tool → Live ON rates Postal code checker Validates the A1A 1A1 format and province prefix. Open tool → Live Bank transit number parser Splits institution and transit numbers, EFT/MICR. Open tool → Live Business Number validator Checks the 9-digit BN and program accounts. Open tool → Live Phone number formatter +1 NANP formatting and area-code province. Open tool → Live Province code reference ISO 3166-2:CA and Canada Post abbreviations. Open tool → Live Bilingual date & number format English and French Canadian dates, money, numbers. Open tool →
MARK YOUR CALENDAR

Key dates

60 days
RRSP contribution deadlineAfter December 31 · RRSP tax savings
Apr 30
Personal tax filing deadlineMost individuals · Income tax calculator
Jun 15
Self-employed filing deadlineBalance owing still due April 30
Jul 1
Canada DayStatutory holidays calendar
Quarterly
GST/HST credit paymentsGST/HST credit estimator
Monthly
Canada Child Benefit paymentsCanada Child Benefit estimator

Common questions

About how the tools work, where the numbers come from and what we do with your data.

Are these official government calculators?

No. canada.base64.sh is an independent project. Each tool links the official page it follows; confirm important results with the CRA, IRCC or your province.

Is my data sent anywhere?

No. Calculations run in your browser. A SIN, amount or postal code you type never leaves your device.

How current are the rates?

Each tool shows the tax year or effective date of the rates it uses, along with the source.

Why do I need to pick a province?

Sales tax, provincial income tax, employment standards and statutory holidays all differ by province or territory.

Can I use the site in French?

Yes. The whole site is available in English and French — use the language switch at the top of the page.

How do you check the numbers?

Every rate and threshold comes from an official source linked on the tool page, and each calculator has automated tests against official examples or tables. Where a figure could not be confirmed, the page says so.

Runs on your device

Amounts, SINs and postal codes are processed in your browser. Nothing is uploaded.

Rates with sources

Each tool states its rate year and links the CRA, IRCC or provincial page it follows.

Not a government site

An independent project, not affiliated with the Government of Canada. Confirm important results with the official source.