The amounts for July 2026 – June 2027
These are the CRA’s payment amounts for the 2025 base year. The benefit is reduced once family income passes $46,432.
| Item | Amount |
|---|---|
| Eligible individual | $445.00 |
| Eligible spouse | $445.00 |
| Each eligible child under 19 | $234.00 |
| First child in a single-parent family | $445.00 |
| Additional amount, single individual without children | $234.00 |
| Phase-in threshold for the additional amount | $11,564.00 |
| Phase-out threshold (5% reduction) | $46,432.00 |
Yearly benefit at a glance
Sample yearly entitlements calculated with the same rules, for a few incomes. They match the CRA’s published payments chart.
| Income | No children | 1 child | 2 children | 3 children |
|---|---|---|---|---|
| $20,000 | $613.72 | $1,124.00 | $1,358.00 | $1,592.00 |
| $30,000 | $679.00 | $1,124.00 | $1,358.00 | $1,592.00 |
| $40,000 | $679.00 | $1,124.00 | $1,358.00 | $1,592.00 |
| $50,000 | $500.60 | $945.60 | $1,179.60 | $1,413.60 |
| $60,000 | $0.60 | $445.60 | $679.60 | $913.60 |
| $70,000 | $0.00 | $0.00 | $179.60 | $413.60 |
| Income | No children | 1 child | 2 children | 3 children |
|---|---|---|---|---|
| $20,000 | $890.00 | $1,124.00 | $1,358.00 | $1,592.00 |
| $30,000 | $890.00 | $1,124.00 | $1,358.00 | $1,592.00 |
| $40,000 | $890.00 | $1,124.00 | $1,358.00 | $1,592.00 |
| $50,000 | $711.60 | $945.60 | $1,179.60 | $1,413.60 |
| $60,000 | $211.60 | $445.60 | $679.60 | $913.60 |
| $70,000 | $0.00 | $0.00 | $179.60 | $413.60 |
Worked out with this page’s rules; the CRA’s published rows are compared in our tests.
How the benefit is worked out
single: $445 (+ up to $234 phase-in)
couple: $445 + $445
+ $234 per child
single parent: $445 for the first childCouple with 2 children: $890 + 2 × $234 = $1,358reduction = 5% × (AFNI − $46,432)
benefit = max − reduction (not below 0)Single, no children, $50,000: $679 − 5% × $3,568 = $500.60- A single person without children also gets an extra amount of up to $234 that phases in at 2% of income above $11,564, so the full $679 is reached at about $23,264.
- The CRA pays in four quarterly payments (July, October, January, April), unless a quarter would be under $50, in which case you get one payment in July.
Frequently asked questions
Is the GST/HST credit still a thing?
It continues under a new name. The CRA now calls it the Canada Groceries and Essentials Benefit (CGEB); the payments for July 2026 onward are made under the new name, and January and April 2026 payments were still GST/HST credit payments.
Do I need to apply?
Not usually. File your tax return every year, even with no income, and the CRA works out whether you are entitled. It is a quarterly payment and is not taxable.
Who is eligible?
You must be a resident of Canada and at least 19 years old — or under 19 with a spouse or common-law partner, or a child you live with — and your family income must be under the limit for your household.
What income does it use?
The 2025 adjusted family net income from your tax return, for payments from July 2026 to June 2027. If you have a spouse or common-law partner, your incomes are combined.
Why did I receive one payment instead of four?
If each quarterly payment would be less than $50, the CRA pays the entire amount as a single payment in July.
Does this include provincial amounts?
No. The CRA may add related provincial or territorial benefit amounts to the same payment. They are not included in this estimate.
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How we check
Automated tests (Node’s built-in test runner) compare this page’s formula with every row of the CRA’s payments chart for July 2026 – June 2027 — single and couple households, zero to four children, 27 income rows — and with the CRA’s published maximum-income limits ($60,012 with no children up to $82,952 with four).
They also check the payment amounts ($445, $445, $234, thresholds $11,564 and $46,432) and the rule that a quarter under $50 is paid as one July payment.
Limits: the CRA chart stops at four children; for more, this page adds $234 per child as the payment-amounts page states, which has not been compared with a CRA example. Provincial and territorial amounts that the CRA pays with this benefit, shared custody, and the CRA’s rounding of quarterly payments are not modelled. This is an estimate, not a CRA decision.